Enterprise-grade security infrastructure protecting your Canadian mortgage data with industry-leading controls and regulatory compliance.
Multi-layered authentication and authorization framework
Granular permission system with 7 distinct roles controlling access to sensitive operations.
Advanced session management with automatic timeout and concurrent session limits.
Token-based cross-site request forgery prevention with automatic validation.
Environment-based security with DEMO, SHADOW, and LIVE operational modes.
Complete data isolation between tenants with Row Level Security (RLS).
Exclusive edit locks prevent concurrent modifications to sensitive case data.
Military-grade encryption for data at rest and in transit
All sensitive documents encrypted with authenticated encryption providing confidentiality and integrity.
Memory-hard key derivation function protecting against brute-force attacks.
Cryptographic hash verification ensures document integrity and tamper detection.
All data transmitted over encrypted HTTPS with strict transport security headers.
SMTP credentials stored with AES-256-GCM encryption for email integration security.
Documents stored in Canadian-region cloud providers for FINTRAC/PIPEDA compliance.
Comprehensive audit trails for regulatory compliance
Server-authored, audit-grade event logging with complete action history.
14-section audit bundle for regulatory compliance and lender requirements.
Automated STR/LCTR/LPEPR generation with configurable thresholds and XML export.
Point-in-time decision recreation with EXACT, CURRENT_POLICY, and COMPARE modes.
10% file audit sampling with supervision checklists and exception workflows.
Privacy consent tracking with audit trails and withdrawal mechanisms.
Defense-in-depth protection against common attack vectors
Type-safe runtime validation for all API inputs with detailed error messages.
Pattern-based detection and parameterized queries prevent SQL injection attacks.
HTML entity encoding and Content Security Policy headers prevent cross-site scripting.
Multi-tier rate limiting protects against abuse and denial-of-service attacks.
Comprehensive HTTP security headers protect against common web vulnerabilities.
Request deduplication prevents double-processing of critical operations.
Real-time security monitoring and threat detection
Automatic detection of repeated failed login attempts with progressive lockout.
Identifies unusual request patterns that may indicate automated attacks.
Enhanced monitoring for critical endpoints like authentication and admin routes.
Four-tier alert system ensures appropriate response to security events.
Security alerts stored in database with full context for investigation.
Automatic service isolation when external dependencies become unhealthy.
AI-powered fraud detection across multiple vectors
AI-powered document analysis detects forgeries, alterations, and inconsistencies.
Advanced analysis of employment documents with fraud pattern recognition.
Identifies concurrent applications across multiple lenders.
Identifies related-party transactions requiring enhanced due diligence.
Ensures documents are within acceptable age thresholds for underwriting.
Automatic identification of third-party involvement in transactions.
Layered defense architecture with defense-in-depth
Complete list of implemented security controls
| Category | Control | Implementation | Status |
|---|---|---|---|
| Access Control | Role-Based Access Control | 7 roles with granular permissions | Active |
| Access Control | Session Security | 30-min timeout, 5 concurrent limit | Active |
| Access Control | CSRF Protection | Token-based with 1hr expiry | Active |
| Encryption | Data at Rest | AES-256-GCM | Active |
| Encryption | Data in Transit | TLS 1.3 + HSTS | Active |
| Encryption | Key Derivation | Scrypt per-tenant keys | Active |
| Input Validation | Schema Validation | Zod type-safe validation | Active |
| Input Validation | SQL Injection Prevention | Pattern detection + parameterized queries | Active |
| Input Validation | XSS Prevention | HTML encoding + CSP | Active |
| Rate Limiting | Global Rate Limit | 1000 requests/15min | Active |
| Rate Limiting | Auth Rate Limit | 20 requests/15min | Active |
| Monitoring | Anomaly Detection | Real-time pattern analysis | Active |
| Monitoring | Brute Force Detection | 5 failures/hour threshold | Active |
| Audit | Case Timeline Events | Immutable event logging | Active |
| Audit | Lender Defensible Export | 14-section audit bundle | Active |
| Compliance | FINTRAC Reporting | STR/LCTR/LPEPR generation | Active |
| Compliance | PIPEDA Consent | Privacy consent management | Active |